What Happens to Unpaid Medical Bills?

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It is no secret that medical bills are a big issue for many. Some people do not have insurance, and for those who do, they often are not fully covered. Some people are still receiving medical bills years after treatment. At times, the bills are so astronomically high that there is no real way to pay

Truck Driver Insurance Laws & Requirements

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Truck driver insurance laws cover financial liability in case of cargo loss, bodily injury and property damage.camion image by silonos from Fotolia.comGenerally, truck driver insurance laws and requirements come under the authority of the Federal Motor Carrier Safety Administration...

What Does Non-Payment on Auto Insurance Affect?

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Missing an auto insurance payment not only puts the policy you have at risk, but it also may affect your ability to get auto coverage with other insurers. Sometimes not paying for coverage as agreed leads to higher auto insurance rates and restricted payment options, even if you have a good driving

Is It Legal for Life Insurance Companies to Check Your Credit Report?

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It is now considered mandatory for a creditor to check a debtor's credit report before extending him any new line of credit. Many consumers do not realize, however, that their credit history is checked for a variety of other reasons, like when applying for a new life insurance policy.

How do I Add a Grandchild to Health Insurance Without Legal Custody in Pennsylvania?

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Over five percent of all Pennsylvania children were living in households headed by grandparents as of September 2008. Grandparents in caregiver roles, whether temporarily or permanently, may wish to provide health insurance for their grandchildren. According to New York Life Insurance Company, grand

Universal Health Care Laws

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Universal health care laws establish a legal right to health care. Germany enacted the first universal health care laws in the 19th century, and the British government followed suit in the early 20th century. In 1948, the United Nations, which was formed just three years earlier, adopted Article 25

Health Insurance Coverage Protection Act

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The Health Insurance Coverage Protection Act was a U.S. bill aimed at limiting caps imposed by many health insurance plans. Caps allow an insured person only a certain amount of funding for coverage, either within a single year, or over the course of a lifetime. The bill was introduced in July, 2008

Claims Settlement Practices Act

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The Claims Settlement Practices Act, officially known as the Unfair Claims Settlement Practices Act, is a law in force in states across the United States. The Act establishes minimum standards insurance companies must follow in the settlement of claims. The covers all types of insurance claims excep

Oklahoma State Auto Insurance Regulations

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Oklahoma Auto Insuranceluxury car - model toy car image by alma_sacra from Fotolia.comAs is common in most states, Oklahoma has some requirements that are necessary for car owners to have their vehicles lawfully insured. Basic liability insurance is most common, but alternative methods...

Qualifications for Unemployment in Wisconsin

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Qualifications for unemployment insurance in Wisconsin depend on factors such as location, wages earned and length of employment.Wisconsin state contour against blurred USA flag image by Stasys Eidiejus from Fotolia.comThe Wisconsin Department of Workforce Development is responsible for...

Rhode Island Health Insurance Continuation Act

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The Rhode Island Health Insurance Continuation Act is a state law that allows a person who was covered by her spouse's health insurance to continue that coverage after divorcing that spouse and "without additional premium or examination." Certain conditions apply, however.

Can You Collect Unemployment Insurance If You're Self-Employed?

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As more individuals find ways to create their own incomes, the number of the self-employed grows. Self-employed individuals have specific financial concerns, including loss of income.

Viatical Settlement Act

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Viatical settlement is not enshrined in any one specific act. There are many of them that have been passed by state governments like Delaware and Florida, for example. This type of settlement is an accelerated way to cash in on a life insurance policy.

Auto Accident Insurance Laws in Indiana

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Indiana law requires all drivers to have auto insurance in the event of an accident.yellow car, a honda japanese sport car model image by alma_sacra from Fotolia.comLike most states, Indiana requires drivers to adhere to proper insurance coverage. Drivers are expected to know the law and...

Colorado Auto Insurance Laws

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Insuring Your Car In Coloradoluxury car - model toy car image by alma_sacra from Fotolia.comAutomobile insurance provides a wide variety of protections in the event of an auto accident. Every state has its own laws, however, regarding the types of insurance a driver must purchase and in...

Workman's Comp Laws

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Workman's comp is also known as Workers' Compensation. Workman's comp insurance is a state mandated insurance program that provides compensation to employees who suffer from work related illnesses or injuries. Each state has its own set of laws for workman's comp. Each state generally awards workman

About Your Rights Under HIPAA

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The Health Insurance Portability and Accountability Act of 1996--or HIPAA, as it is most popularly known--was enacted by Congress in 1996.

Laws on Insurance Claims for Auto Accidents

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Laws on insurance claims for auto accidents protect claimants' rights.auto image by Falk from Fotolia.comThe laws for insurance claims for auto accidents differ from state to state. An auto insurance claim represents a demand for payment. The insurer has the obligation to pay the insured...

Medical Insurance Rules in New York State

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Medicaid is a federal and state program providing health insurance for low income and disabled individuals who meet certain eligibility standards. Each state makes its own rules (following federal guidelines) to determine who qualifies for Medicaid. New York's Medicaid rules are...

What Is Aggregate Limit?

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Unexpected losses are a fact of life. Insurance is a contractual agreement by one party to compensate another party for losses. As the owner of an insurance policy, it is important to understand insurance terminology to know what coverages you have. One important insurance term you need to understan