Auto Insurance Laws in Virginia

Insurance Law 3/18/2024 4:38:00 PM 3/18/2024 4:38:00 PM

3/18/2024 4:38:00 PM 3/18/2024 4:38:00 PM 11 11

Virginia law does not require liability insurance.yellow car, a honda japanese sport car model image by alma_sacra from Fotolia.comInjury and property damage resulting from an automobile accident can have astronomical costs. A liability policy pays for this damage when the policyholder...

Illinois Insurance Requirements

Insurance Law 3/18/2024 4:38:00 PM 3/18/2024 4:38:00 PM

3/18/2024 4:38:00 PM 3/18/2024 4:38:00 PM 16 16

Illinois requires that all drivers have insurance and certain liability coverage.driving 4 image by Andrzej Borowicz from Fotolia.comThere are more than 8 million licensed drivers in Illinois, and the state's laws require these registered drivers obey certain insurance requirements,...

Automobile Insurance Coverage Required

Insurance Law 3/18/2024 4:38:00 PM 3/18/2024 4:38:00 PM

3/18/2024 4:38:00 PM 3/18/2024 4:38:00 PM 19 19

The amount of automobile insurance coverage required depends on the state where you reside. Most jurisdictions have their own minimum requirement all vehicle drivers must carry. Alternatively, motorists who can prove "financial responsibility," which means they can prove they have adequate financial

What States Have No Fault Insurance?

Insurance Law 3/18/2024 4:38:00 PM 3/18/2024 4:38:00 PM

3/18/2024 4:38:00 PM 3/18/2024 4:38:00 PM 10 10

Some states have enacted no-fault auto insurance laws in a effort to help control the cost of insurance. If you live in a no-fault state, it is important to understand the effects of no-fault insurance.

What Are the Laws About Companies' Paying Unemployment Insurance in Iowa?

Insurance Law 3/18/2024 4:38:00 PM 3/18/2024 4:38:00 PM

3/18/2024 4:38:00 PM 3/18/2024 4:38:00 PM 13 13

The Iowa Workforce Development (IWD) regulates and enforces labor laws in Iowa including those regarding unemployment insurance. Liable employers must pay premiums based on an employee's wages each quarter. Unemployment benefits provide displaced employees with a source of income for up to 26 weeks,

How to Collect Unemployment Insurance in New Hampshire

Insurance Law 3/18/2024 4:38:00 PM 3/18/2024 4:38:00 PM

3/18/2024 4:38:00 PM 3/18/2024 4:38:00 PM 8 8

Unemployment Insurance is managed differently in each state. New Hampshire's Department of Employment Security implements their unemployment insurance benefits program as well as the federal unemployment benefits for New Hampshire residents. The process for claiming unemployment benefits in New Ham

How Is My Life Insurance Affected If I Claim Bankruptcy?

Insurance Law 3/18/2024 4:38:00 PM 3/18/2024 4:38:00 PM

3/18/2024 4:38:00 PM 3/18/2024 4:38:00 PM 8 8

The decision to file for bankruptcy involves contemplating how this type of case impacts your financial status on all fronts. Although you likely understand the basic ways bankruptcy effects your debts, you may not completely appreciate what impact, if any, a bankruptcy case has on certain types of

Why Have Insurance?

Insurance Law 3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM

3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM 11 11

The insurance industry employs well more than 2 million people, based on 2008 data from the Bureau of Labor Statistics. Workers in the industry sell insurance in various areas such as life, personal property, auto or health. The sale of insurance of all types clearly benefits insurance companies, bu

Uninsured Motorist Statute of Limitations

Insurance Law 3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM

3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM 16 16

Most states require automobile owners carry uninsured motorist coverage as part of their automobile liability insurance. Such coverage protects an automobile owner in the event he collides with an uninsured vehicle.

How to Terminate a Term Life Policy

Insurance Law 3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM

3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM 8 8

Term life insurance is coverage that is set to be in force for specified period of time. Consumers make premium payments on a monthly, quarterly, semi-annual or annual basis. Term life insurance tends to be the least expensive form of this type of insurance product. A person tends to obtain term lif

What Are Louisiana's Limits of Liability?

Insurance Law 3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM

3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM 14 14

Until 2008, Louisiana's state minimum liability limit had not increased since 1983.car crash image by dawn from Fotolia.comIn Louisiana, prior to 2008 the state minimum liability limit had not increased from $10,000 dollars in about 20 years, while the average price of cars had climbed...

How to Pre-Pay a Funeral From a Life Insurance Policy

Insurance Law 3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM

3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM 11 11

"The average cost of a 'regular adult funeral' (funeral with embalming, viewing and a metal casket) is now $7,300," according to The National Funeral Directors Association. During the time of grief, sadness and shock that the death of a loved one usually causes, families do not need the additional b

How to Change a Life Insurance Policy

Insurance Law 3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM

3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM 8 8

You may need to update your life insurance policy to benefit a new relative. Situations that may require you to amend your designation include death, divorce, marriage and the birth of a child, or you may decide to alter the distribution percentages. Luckily, this is a fairly simple process.

Ontario Insurance Regulations

Insurance Law 3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM

3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM 12 12

Each province has its own insurance act.Ontario Flag image by skyf from Fotolia.comOntario's Insurance Act outlines the rules and regulations governing insurance in the province. In "Digest of Insurance Law Ontario," the law firm of Lang Michener explains that any insurance company...

Do Clergy Need Professional Liability Insurance?

Insurance Law 3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM

3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM 10 10

When you are a pastor or a clergy worker, it is important to understand the risks that are connected with your profession. Because there are risks, you need a "risk management plan." A professional liability insurance policy should be a part of that plan. A professional liability insurance policy, a

Canadian Auto Insurance Laws

Insurance Law 3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM

3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM 6 6

Auto insurance is required in Canada.auto image by Falk from Fotolia.comAs with many nations, Canada requires that drivers have auto insurance in order to travel on public roads. This is in an effort to encourage safe driving and to protect drivers in the event of accidents, as lawsuits...

What are the Qualifications for Canada Employment Insurance?

Insurance Law 3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM

3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM 9 9

Not everyone is qualified to receive Canadian Employment Insurance benefits.resume image by Danil Vachegin from Fotolia.comAlmost all people need to work to make a living, but sometimes life can throw a curve ball that makes working impossible at a given moment. The Employment Insurance...

The Effects of Getting a DUI

Insurance Law 3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM

3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM 9 9

The effects of getting charged with driving under the influence (DUI) can last a lot longer than just the court hearings. You risk more than just losing your license when getting behind the wheel after drinking. Though penalties differ from state to state, the nationwide permissible alcohol level is

How to File a DOI Complaint Online in Florida

Insurance Law 3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM

3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM 5 5

If you feel you've been treated poorly by an insurance provider in Florida and have been unable to resolve the issue by dealing with the company directly, you can submit a complaint to the Florida Department of Financial Services which will investigate your claims. Your insurance company will be con

Wisconsin Law for Uninsured Motorists

Insurance Law 3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM

3/19/2024 4:43:00 PM 3/19/2024 4:43:00 PM 5 5

In Wisconsin, the at-fault driver involved in an accident will be held financially responsible for any damages incurred. The Wisconsin Department of Transportation will suspend driving privileges for any unpaid accident-related costs.