Types of Auto Insurance Fraud

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Auto insurance fraud means higher rates for honest drivers.car image by maxuser from Fotolia.comAs of 2010, 48 of the 50 United States require vehicle owners to have auto insurance. The only two states not requiring auto insurance are New Hampshire and Wisconsin, however, they do require...

What Does Bodily Injury Insurance Cover?

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Bodily injury insurance is a type of liability car insurance. If you cause an accident, this insurance covers those you injured. Most states require vehicle owners to have bodily injury insurance.

Colorectal Cancer Prevention Early Detection & Treatment Act

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The Colorectal Cancer Prevention, Early Detection and Treatment Act of 2009, also known as H.R. 1189, is a bill before Congress that bill seeks to establish a national screening program for colorectal cancer and provide medical assistance for patients who have been diagnosed with cancer or colorecta

How to Fight the Insurance Company After a House Fire

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Residential fires in the United States cost about $8.5 billion dollars in 2008. From 1999 to 2008, the cost of residential fires has risen a little under a half billion dollars per year. According to Jim Haines, an insurance industry claims consultant, very few U.S. homes have fire insurance that wo

Colorado Unfair Claims Practice Act

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The Colorado Unfair Claims Practice Act, also known as Colorado Revised Statute 10-3-1104, is a law that sets a series of provisions on what insurance companies can and cannot do during normal business practice in the state.

Health Insurance Act of 2003

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The Health Insurance Act of 2003 is a significant piece of legislation passed by the government of California. The Act makes it a requirement for most businesses to provide health care for their employees.

How to File a NPI

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In 1996, Congress passed the Health Insurance Portability and Accountability Act (HIPAA) which had far-reaching implications on the health care industry and health care professionals. One of the provisions of the act requires health care providers to apply for and retain a unique National Provider I

Insurance Requirements in Canada

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Car insurance is a must in Canada.car image by Brett Bouwer from Fotolia.comIn Canada, the law states you must purchase car insurance for your vehicle. When you do this you are entering a contract between you and the insurance company. You promise to pay the premium and they promise to...

The Legality of Forced Life Insurance Policies in Divorce

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In divorce cases where one spouse has ongoing obligations to their former spouse or children, judges may order that spouse to buy a life insurance policy. The life insurance policy can help meet the spouse's obligations to an ex-spouse and children should the policy holder die.

What is Medical Identity Theft?

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It may be common knowledge that if your wallet is stolen, you should quickly notify your credit card company and bank. But it also can be a good idea to call your medical insurance company as well. The reason? Medical identity theft. According to ABCNews.com, medical identity theft involves someone

How Much Liability Insurance Should an HOA Have?

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Liability insurance for HOAsvenetia causeway condo image by Wimbledon from Fotolia.comThere is a Minimum Amount of CoverageHomeowners' Associations (HOAs), Condominiums and Planned Unit Developments (PUDs) are required to carry some amount of liability insurance. According to...

How to Qualify For Unemployment Benefits

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Turbulent economic times leave many people unemployed through no fault of their own. If you're one of those people, chances are you qualify for unemployment benefits. This article will list the general requirements you have to meet in order to receive benefits. To file for unemployment benefits, fol

How to Be Bonded for Pet Sitting in California

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When you read about pet sitting services, you will see that professional services are insured and bonded. Being insured means that there is insurance that will cover damages to property or to animals, but bonding is something different. A bonded service has a kind of insurance that will protect the

Auto Insurance Requirements in Ohio

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Drivers in Ohio are required to have auto insurance.Traffic Lights image by Francolambert from Fotolia.comTechnically, motorists in Ohio do not have to purchase auto insurance. However, state law does require the drivers of motor vehicles to posses a guaranteed way to pay for any injuries...

Requirements of Section 16056 of the California Financial Responsibility Law

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To drive in California, you must be able to prove financial responsibility in case of an accident.Police officer at the scene of the Jeep and car road accident. image by Dragan Trifunovic from Fotolia.comCalifornia's Financial Responsibility Law mandates that drivers in the state must...

Massachusetts Auto Insurance Requirements

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The Commonwealth of Massachusetts requires all drivers carry a minimum amount of auto insurance.massachusetts flag image by Vladislav Gajic from Fotolia.comMost states require drivers carry mandatory insurance to operate legally on the roads. The state laws protect drivers from the...

Cobra Insurance Laws in Connecticut

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Terminated employees are eligible for COBRA insurance.you're fired image by dead_account from Fotolia.comUnder the federal COBRA law passed in 1986, employees and their dependents may continue their group health insurance coverage after their employment ends. The employees pay for this...

How to Get Liquor Liability Insurance for a Private Bartender

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Working as a private bartender can be a fun and lively career that puts you in the company of social people at weddings, showers, holiday parties, corporate events, anniversaries and other private functions. But sometimes fun-loving people over-imbibe and, by a variety of wayward means, end up incur

HIPAA and Pre-Existing Conditions

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Prior to passage of the Health Insurance Portability and Accountability Act of 1996 (HIPAA), nothing prevented group health plans and insurers from refusing to extend medical benefits to job changers who wanted coverage for ongoing medical conditions continued under a new employer's group health pla

Definition of Personal Auto Insurance

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Personal auto insurance protects you from losses related to the use of your automobile including financial losses resulting from accidents. This type of insurance covers the driver, spouse and other family members in the same household. Personal auto insurance also normally covers third parties driv