Law & Legal & Attorney Insurance Law

Rhode Island Health Insurance Continuation Act

    Continuation

    • Provisions of the act apply if the person originally covered remains covered by the plan or health maintenance organization after the divorce. In that case, the coverage for his ex-spouse can continue until either one of them remarries, or until the ex-spouse becomes eligible for comparable coverage through her own employment, or until a time specified in the final judgment of divorce.

    Order Requirement

    • For the coverage to continue pursuant to the act, the continuation of coverage must be included as an order in the final judgment of divorce when that judgment is entered.

    Applicability

    • The Rhode Island Supreme Court has held that the act applies "whenever a party to a divorce is ordered to continue health care coverage to his or her former spouse."

    ERISA pre-emption

    • According to HG, a website that focuses on government law, a case ruling in a Rhode Island federal court established that the Rhode Island Health Insurance Continuation Act is pre-empted by the federal Employment Retirement Income Security Act (ERISA).

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