In order to protect what could be a significant financial investment, it may be prudent to make sure that your caravan is suitable for its purpose as well.
Your caravan will definitely hit the streets and roads and is therefore a risk of road accidents - but from burglars as well when it is stationary.
Providing adequate caravan insurance can give you peace of mind if ever disaster strikes.
Your insurer will typically step in and help cover most costs.
Things to Secure Your Caravan When you purchase caravan insurance, you are entering a contract with the insurer.
The two parities in the contract will have their own function and accountability and these are usually specified in the terms and conditions of the caravan insurance policy.
These differ from one provider to another and you have to read carefully the small print to ensure you comprehend precisely what their responsibilities are.
Here are simple things you can do to further secure your caravan:
- Using the aid of a hitch lock when attached to a vehicle left unattended;
- Utilising a hitch lock the block and using tires, if detached from the vehicle;
- Ensure that the awning is stored securely if you are not present in the caravan - the damage that occurs when you are not there cannot be covered;
- Be aware that the awning is not a safe place, then perhaps content are generally not insured.
- Failure to comply with these circumstances may nullify a policy and any claim may be dismissed.
There are other measures that are not necessary by policy, but these can sometimes lead to reduced premiums in caravan insurance if they are pursued. - By accepting to park your caravan in a safer area like your garage and not along the main roads, and may be in danger from thieves;
- Agreeing to store your caravan over the winter to a safe place of storage;
Burglars, vandals and the weather even, are among the greatest risks that your caravan faces.
Caravan insurance can protect you against the worst financial effects of unwanted circumstances.