- 1). Collect information for opening a Treasury Direct account at treasurydirect.gov. To do this, you have to be a United States citizen with both a valid state ID/driver's license with an expiration date and a social security number. You will also need the routing number and account number for the bank account you want to use for transactions with Treasury Direct, and a valid email address.
- 2). Go online, fill out the requisite forms and be sure to take down notes on your security information (see Resources below). TreasuryDirect.gov has the most cumbersome, user-unfriendly security screening for passwords and identification a person is ever likely to encounter on the Internet.
- 3). Get your access card. Return use of your account will require you to wait in the mail for your access code card to be mailed to you. This typically takes 2 weeks, and all repeat business done on the site will require you to have it ready.
- 4). Select the link for purchasing Treasury Bonds. Note that these are distinct from I and EE series Savings Bonds.
- 5). Purchase your bonds. Treasury Bonds must be purchased at a minimum of $100, but there are no practical maximum limits beyond what you can afford to pay. The money will be transferred from the bank account you referenced to open the account to the U.S. Treasury. The electronic bond will appear in your account within 2 working days.
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